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Heritage Community Credit Union Investment & Retirement ServicesHeritage Community Credit Union Investment & Retirement ServicesHeritage Community Credit Union Investment & Retirement ServicesHeritage Community Credit Union Investment & Retirement Services
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    • Financial Planning
    • Nearing Retirement
    • Retirement Planning
    • Life Insurance
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    • Estate Planning
    • Income Strategies in Retirement
    • Consolidating Retirement Accounts
  • OUR TEAM
    • Mike Selby
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Life Insurance

  • Financial Planning
  • Nearing Retirement
  • Retirement Planning
  • Saving for College
  • Life Insurance
  • Estate Planning
  • Consolidating Retirement Accounts
  • Income Strategies in Retirement
Home Investment Services Life Insurance

Has your insurance kept up with the changes in your life?  If you’re like most people you probably already own some life insurance.  But it is still enough to cover all your needs?  Have you thought about Long Term Care Insurance and Disability insurance to cover you in case you’re sick or hurt and can’t work?

This may sound like its all gloom and doom, but it just takes a few minutes to uncover if you and those you love have enough coverage,  let our CFS* Financial Advisor at Heritage Community Credit Union Investment & Retirement Services help to ensure your family is protected:

 Personal Needs:

  • Death before loan/debt repayment can be finished
  • Spouse outliving a life only pension plan
  • Death before reaching personal goals the client wants funded
  • Retirement funding for spouse, child’s education
  • Disability Insurance
  • Long-Term-Care Insurance

Family Needs:

  • Death of a primary income earner
  • Final expenses
  • Dependent income
  • Education
  • Family goals
  • Support of parents
  • Wealth transfer/preservation

To learn more about life insurance and protecting your family, contact us today to schedule a free, no-obligation appointment.

*Insurance products and services are offered through CUSO Financial Services, L.P. (“CFS”): are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

CFS representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional, information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.

  • Mike Selby smiling

    Mike Selby

    Financial Advisor

    CUSO Financial Services, L.P.
    CA Insurance License #0674252

Phone: 916.364.3050

Email: mike.selby@cusonet.com

707 E. Bidwell St.
Folsom, CA 95630

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Copyright 2018 CUSO Financial Services, L.P. | All Rights Reserved
  • HOME
  • INVESTMENT SERVICES
    • Financial Planning
    • Nearing Retirement
    • Retirement Planning
    • Life Insurance
    • Saving for College
    • Estate Planning
    • Income Strategies in Retirement
    • Consolidating Retirement Accounts
  • OUR TEAM
    • Mike Selby
  • CALCULATORS
    • Retirement Calculator
    • Investing Calculator
    • IRA Options Calculator
    • 401k Calculator
    • College Calculator
    • Life Insurance Calculator
  • CONTACT US
  • HERITAGECCU.COM
Heritage Community Credit Union Investment & Retirement Services